Business interruption and loss of income claims
When damage closes rooms, units, or your whole operation, the lost income can be as large as the repair bill. If your commercial policy includes business income coverage, that loss may be part of your claim.
What business income coverage can include
- Lost net income during the period it takes to repair or replace the damaged property
- Continuing normal operating expenses, such as payroll, when covered
- Extra expense — reasonable added costs to keep operating or reopen sooner
- Other coverages some policies add, such as civil authority or extended income
Every policy is different. Waiting periods, limits, and what's covered depend on your policy language.
Why these claims need careful documentation
Business income claims depend on financial records — past revenue, occupancy or sales trends, expenses, and the realistic time to restore the property. We help organize that record and present it with the property damage claim, so the carrier sees the full loss.
Who we help
Hotels and hospitality properties, multifamily owners, retail and office owners, and other Florida businesses with a covered property loss. See also Commercial Claims and How it works.
Talk to us about your claim
Call 239-478-7833 Request a claim review
There's no upfront cost; we're only paid if there's a recovery, and any fee is set out in a written agreement.